Privacy Notice
Protecting your privacy is important to Auto Credit Of Rochester, Inc. and our employees. We want you to understand how we gather, use and safeguard information about you to provide you with our products and services. This notice explains our practices for the gathering, sharing and securing of information relating to our customers.
Information We Gather
We gather personally identifying information about you from the following sources:
Information we receive from you on application or other account forms, such as your name, address and social security number.
Information about your transactions with us, our affiliates or others, such as your payment history and account balance.
Information we receive from third parties such as credit bureaus on your credit history.
Information We Share
We do not share any personally identifying information on our current or former customers with any third party, except:
With your permission.
With our affiliates about our experiences or transactions with you or your account, such as your loan approval, account balance and your payment history.
To third party marketing firms or third parties assisting us in performing our functions or services to you. We will contract with these third parties to maintain this information in confidence and not use this information for other purposes. For example, we may share personally identifying information with mailing services, firms that assist us in marketing our products or other financial institutions with whom we jointly market financial products or services.
To third parties as permitted by law, such as for a secondary market sale, the processing and clearing of a check, a consumer reporting agency, or under judicial process.
If you decide to close your account(s) or are no longer an active customer, we will retain your records for as long as required by law. We will continue to treat your personally identifying information as described in this notice, as amended from time to time.
Our Security Procedures
We restrict access to your personally identifying information to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards in accordance with federal regulations to guard such information.
Corrections Or Concerns
If you believe your personal information maintained at Auto Credit Of Rochester, Inc. is incorrect, or if you have a privacy-related concern, please call us at 332-0424 or 1-800-647-6854.
Updates
From time to time, we may update or amend this policy and will notify you of those changes as required by law. You may view the most current version of this policy at any time by requesting a copy, or by visiting our website www.autocreditofrochester.com.